Now Recruiting · Independent Health Agents

Build a Book That Works for You

CJS Insurance Solutions doesn't recruit volume. We recruit agents serious about the craft — the ones who show up every day, work the call back list, and build a book that pays them for years, not weeks.

40+
States Appointed
20+
Carrier Contracts
2,000+
Families Served
100%
Book Ownership
CJS vs. Everyone Else

Where We're Different

Most agencies recruit the same way: high contract pitch, vague "training," and a giant downline you'll never meet. We do the opposite — smaller cohorts, direct mentorship, and the back-end tooling to scale once you can sell.

  • Most agencies: top-of-funnel volume play

    Recruit hundreds, hope ten survive, profit from the override regardless. We don't operate that way.

  • +

    CJS: invest in agents who already show up

    If you're putting in the daily work, we put real time into your ramp. If you're not, we'd rather you go somewhere else.

Compensation

Top-tier supplemental contracts up to 9% on CI, full ACA carrier comp, and transparent splits documented up front.

Ramp Time

First policy inside week one for most agents. Profitable inside 60 days for anyone running the daily activity plan.

Tech Stack

Producer portal, lead routing, commission dashboard, email campaigns — one login, not six.

Mentorship

Direct access to working producers. Weekly group coaching. 1-on-1 ramp plan with concrete daily activity targets.

Carriers You Can Write Day One

UnitedHealthOne Golden Rule Cigna OneHealth National General Florida Blue Aetna Humana Ambetter Anthem Oscar Health Ameritas Molina
Who We're Looking For

Four Things We Look For

If these describe you, we should talk. If they don't, we're not the right fit — and that's OK.

Work Ethic

Insurance is a phones-and-follow-up game. The agents who win are the ones who pick up the phone when no one is watching.

Winning Mindset

Rejection is data. Losses are training. The agents who scale treat every "no" as one step closer to the next yes.

Daily Consistency

One good week is luck. Twenty good weeks is a career. We measure activity daily — not because we don't trust you, but because the math doesn't lie.

Results Focused

We talk about activity, but we keep score with results. Net new families. Retention. AHIP renewals. Commission growth quarter over quarter.

What You Get

Top Contracts. Real Tech. Direct Mentorship.

We don't sell shiny brochures. We sell the back-end stack that turns a hustler into a producer with a real book.

Contracts

Carrier Direct, Top-Tier Comp

Direct appointments with UnitedHealthOne / Golden Rule, National General, Cigna OneHealth, Ameritas, Florida Blue, Aetna, Humana, and dozens more. Supplemental comp negotiated above street level for producers who hit consistency benchmarks.

  • ACA marketplace appointments in 40+ states
  • UHOne Level 600+ supplemental contracts available
  • OneHealth (private Cigna PPO) for the 1099 / self-employed market
  • National General supplemental + dependent-only options
Tech Stack

Producer Portal That Actually Works

A real agent back-end: lead routing, contact dialer, email campaigns, commission tracking, document storage, AHIP renewals. Stop juggling six logins and a Google Sheet.

  • Centralized leads inbox with auto-distribution
  • Live commission dashboard across all carriers
  • Email campaign tools + automated drip sequences
  • Templated client correspondence + carrier paperwork
Mentorship

Direct Access to Working Producers

No call center floor manager. No "team lead" who hasn't sold a policy this year. You learn from agents who closed business last week — and you ride along on real calls until you're hitting your own numbers.

  • Weekly group coaching with active producers
  • 1-on-1 ramp plan with concrete daily activity targets
  • Call shadowing + objection handling drills
  • Direct line to the agency principal — not a queue
Book of Business

You Own Your Book. Period.

No vesting games. No release-fee shakedowns if you ever decide to leave. The clients you write are yours, and the renewals are yours. We win by helping you build something worth owning.

  • Clean release language in every contract
  • Full retention of renewal commissions
  • Year-round servicing infrastructure so your book doesn't churn
  • Transparent splits documented up-front in writing
Product Lineup

Sell What People Actually Need

A full health, supplemental, and private PPO lineup so you can write whatever the prospect in front of you actually needs — not whatever you're forced to push that month.

ACA Marketplace

On-exchange ACA plans across 40+ states with subsidy optimization tooling. The bread-and-butter market.

OneHealth Private PPO

Cigna-powered private PPO for 1099s and self-employed buyers. 20-40% savings vs ACA, ICHRA-compatible.

UHOne Supplemental

Dental, vision, accident, critical illness, hospital indemnity. Strong attach rate on every ACA enrollment.

National General Supp

Including dependent-only policies — opens up the family market UHOne can't always reach.

ICHRA / Employer

Help small employers reimburse employees for individual coverage. Huge upside, growing fast in 2026.

Ameritas PPO Dental

Top-tier standalone dental for clients who already have major medical sorted but want a real PPO dental plan.

How Onboarding Works

From Application to First Commission Check

1

Apply & Intro Call

Fill out the form below. We'll set up a 20-minute call to learn your background, your goals, and whether we're actually the right fit. No high-pressure pitch.

2

Contracting & AHIP

Once we agree it's a fit, we run contracting paperwork in parallel across carriers. AHIP certification, state appointments, NPN attachments — handled.

3

Portal Onboarding & Training

Producer portal login. Lead routing turned on. Carrier quoting walk-throughs. We sit down with you on every product line before you write your first deal.

4

Daily Activity & Coaching

You hit the phones with daily activity targets, weekly coaching, and a direct line to working producers. Most agents write their first policy inside week one. Most are profitable inside 60 days.

Apply to Join

Let's See If We're a Fit

Tell us about yourself. If it looks like a match, we'll reach out within one business day to schedule an intro call.

We respond within one business day. Your info stays with us — never sold, never shared.

Prefer to talk first? Book a 20-minute intro call →