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Agent Recruiting

Build a real book. Own it outright.

Most agencies recruit on volume: big promises, vague training, a downline you'll never meet. We do the opposite — smaller cohorts, direct mentorship from working producers, and the back-end tooling to scale once you can sell. We sign winners, not headcount.

40+States appointed
20+Carrier contracts
2,000+Families served
100%Book ownership

CJS vs. Everyone Else

Where we're different

Most agencies: top-of-funnel volume play

Recruit hundreds, hope ten survive, profit from the override regardless. We don't operate that way — a churn machine isn't a career.

CJS: invest in agents who show up

If you're putting in the daily work, we put real time into your ramp — call shadowing, 1-on-1 planning, direct access to the principal. If you're not, we'd rather you go somewhere else. That honesty works in both directions.

Compensation

Winner contracts for winners — top-of-market splits on every product line, documented in writing up front. No games, no bait-and-switch tiers.

Ramp time

First policy inside week one for most agents. Profitable inside 60 days for anyone running the daily activity plan.

Tech stack

Producer portal, lead routing, commission dashboard, email campaigns — one login, not six.

Mentorship

Weekly group coaching and a 1-on-1 ramp plan with concrete daily activity targets — from producers who closed business last week.

Carriers You Can Write Day One

UnitedHealthOneGolden RuleCigna OneHealthNational GeneralFlorida BlueAetnaHumanaAmbetterAnthemOscar HealthAmeritasMolina

Who We're Looking For

Four things we look for

If these describe you, we should talk. If they don't, we're not the right fit — and that's OK.

Work ethic

Insurance is a phones-and-follow-up game. The agents who win pick up the phone when no one is watching.

Winning mindset

Rejection is data. Losses are training. Every "no" is one step closer to the next yes.

Daily consistency

One good week is luck. Twenty good weeks is a career. We measure activity daily — because the math doesn't lie.

Results focused

We talk activity, but we keep score with results: net new families, retention, and commission growth quarter over quarter.

What You Get

Top contracts. Real tech. Direct mentorship.

Carrier-direct, top-tier comp

Direct appointments with UnitedHealthOne / Golden Rule, National General, Cigna OneHealth, Ameritas, Florida Blue, Aetna, Humana, and more. Supplemental comp negotiated above street level for producers who hit consistency benchmarks.

  • ACA marketplace appointments in 40+ states
  • Top-tier UnitedHealthOne supplemental contracts
  • OneHealth (private Cigna PPO) for the 1099 market
  • National General supplemental + dependent-only options

A producer portal that actually works

A real agent back-end: lead routing, contact dialer, email campaigns, commission tracking, document storage, AHIP renewals. Stop juggling six logins and a Google Sheet.

  • Centralized leads inbox with auto-distribution
  • Live commission dashboard across carriers
  • Email campaign tools + automated drip sequences
  • Templated client correspondence + carrier paperwork

Direct access to working producers

No call-center floor manager. No "team lead" who hasn't sold a policy this year. You learn from agents who closed business last week — and ride along on real calls until you're hitting your own numbers.

  • Weekly group coaching with active producers
  • 1-on-1 ramp plan with daily activity targets
  • Call shadowing + objection-handling drills
  • Direct line to the agency principal — not a queue

You own your book. Period.

No vesting games. No release-fee shakedowns if you ever decide to leave. The clients you write are yours, and the renewals are yours. We win by helping you build something worth owning.

  • Clean release language in every contract
  • Full retention of renewal commissions
  • Year-round servicing so your book doesn't churn
  • Transparent splits documented up front, in writing

Product Lineup

Sell what people actually need

A full health, supplemental, and private PPO lineup — write what the prospect in front of you needs, not whatever you're forced to push this month.

ACA Marketplace

On-exchange plans across 40+ states with subsidy optimization tooling. The bread-and-butter market.

OneHealth Private PPO

Cigna-powered private PPO for 1099s and the self-employed. ICHRA-compatible — and hot in a post-cliff market.

UHOne Supplemental

Dental, vision, accident, critical illness, hospital indemnity — strong attach rate on every ACA enrollment.

National General Supp

Including dependent-only policies that open up family market segments UHOne can't always reach.

ICHRA / Employer

Help small employers reimburse individual coverage. Growing fast in 2026's post-subsidy landscape.

Ameritas PPO Dental

Top-tier standalone dental for clients who have major medical sorted and want a real PPO dental plan.

How Onboarding Works

From application to first commission check

Apply & intro call

Fill out the form below. We set up a 20-minute call about your background and goals — and whether we're actually the right fit. No high-pressure pitch.

Contracting & certifications

Once it's a fit, we run contracting paperwork in parallel across carriers — certifications, state appointments, NPN attachments, handled.

Portal onboarding & training

Producer portal login, lead routing on, carrier quoting walk-throughs. We sit with you on every product line before your first deal.

Daily activity & coaching

Daily activity targets, weekly coaching, and a direct line to working producers. Most agents write their first policy inside week one.

Apply to Join

Let's see if we're a fit

Tell us about yourself. If it's a match, we'll reach out within one business day to schedule your intro call.

Application received.

If it's a match, we'll reach out within one business day to set up your intro call. Ready to start contracting now? Complete the contracting form →

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