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OneHealth · Cigna PPO Network
A real Cigna PPO, built for the self-employed
1099 contractor, freelancer, gig worker, or small-business owner? OneHealth delivers genuine Cigna PPO network access with pricing that typically runs 20–40% below comparable unsubsidized ACA plans — without giving up the network, benefits, or HSA eligibility you actually want.
Who It's Built For
If you're self-employed, this is your lane
1099 contractors
Real estate agents, consultants, tradespeople, freelancers — earners who make too much for 2026 subsidies but refuse to pay full ACA sticker price for a narrow network.
Small-business owners
Solopreneurs and 2–10 person shops who need real coverage without the cost and complexity of a group plan.
ICHRA employees
If your employer reimburses individual coverage through an ICHRA, OneHealth layers on cleanly — tax-advantaged, PPO-grade, and portable.
Documents
Brochures & reference sheets
The official plan materials — read them, then bring your questions.
Prospect Flyer
Quick intro & benefits overview — Download PDF →
Independent Workers
For 1099s & the self-employed — Download PDF →
Plan Comparison
All 8 deductible options side by side — Download PDF →
ICHRA Integration
Employer reimbursement setup — Download PDF →
What Is OneHealth?
Full product & carrier overview — Download PDF →
Instant rates. Real network. Enroll in minutes.
Quote it yourself through the official enrollment portal, or have Chris pressure-test it against the Marketplace first — that comparison is free either way.