If you're a 1099 contractor, freelancer, gig worker, or small business owner, OneHealth delivers genuine Cigna PPO coverage at 20-40% less than the ACA marketplace — without sacrificing the network, benefits, or HSA eligibility you actually need.
Same providers, hospitals, and specialists Cigna's group plans use. Nationwide access with no referrals.
Healthy individuals and families typically save thousands per year versus comparable on-exchange plans.
Customize your plan to match your budget. Two HSA-compatible options for tax-advantaged savings.
Coverage in all 50 states and fully compatible with ICHRA employer reimbursement arrangements.
Real estate agents, consultants, contractors, freelancers. You earn too much for subsidies but don't want to pay ACA full-pay sticker prices.
Solopreneurs and 2-10 employee shops who need real coverage but don't want the cost or complexity of group plans.
Your employer offers an Individual Coverage HRA? OneHealth is one of the cleanest products to layer on top — tax-advantaged and PPO-grade.
Real Cigna PPO coverage. Instant rates. Enroll in minutes.
Quick intro & benefits overview
Download PDF →For 1099s & self-employed
Download PDF →All 8 deductible options side-by-side
Download PDF →Employer reimbursement setup
Download PDF →Full product & carrier overview
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